It is actually rather silly for SE to restrict who can GIVE THEM MONEY. But, whatever. That's their choice.
I respect your view but it's actually you who are restricting yourself.
The majority of the world has realized a need for a method of easily transferring funds from one entity to another quickly, easily, securely, and without the need to keep track of little bits of paper. These are debit/credit cards and work as described.
but a lot of the cards charge a fee (I don't need
This is equivalent to saying I like **** but there are some sites that charge money so I won't deal with the free sites either. (And in actuality since you're using the term credit where debit could also be used its more like saying, I like **** but zam charges for their site so I'm just not going to have anything to do with free **** either.)
I pay with cash, not credit.
Here's where I start to take issue with all your statements. I would say based on this statement you really don't fully even know what your talking about.
It seems as if you understand what credit it but are using that term where it doesn't need to be. Just because it is a plastic card does not mean it is a 'credit' card. There are also 'debit' cards, which is essentially an electronic version of paper money.
And I don't know if you live in that country that darn near bankrupted the world with a credit crisis just last year - but maybe we would be better off if people were not just being handed credit cards willy nilly.
Absolutely irrelevant, these people would be broke and penniless anyway because they are idiots. Basically, you're the old man in the room ******** about the new fangled whatcha majiggy without actually speaking in any accurate terms and getting multiple concepts mixed together.
Like I said I can respect your views on credit cards and not wanting to use them but much of your post has nothing to do with FFXI and the billing system and a lot to do with not understanding how technology has progressed in our banking industry and the proper way to utilize it. Edited, Jul 30th 2010 9:09am by windexy