I apologize in advance if this is posted somewhere. I've done a fair bit of searching and can't seem to find any decisive answers on this subject.
What are the penalties, or diminished ability, of wearing armor that doesn't favor your class? I have a harness and subligar that favors pug/mar/etc and not arc or lan. If I use it for my arc and lan, what happens exactly? It has higher stats than my weathered starter gear for arc, almost twice as high, yet seems to result in a net loss in armor.
Just wondering if anyone knows how this is all quantified.