I find money is actually far to easy to get by honestly. If you don't play a lot but everyday, leve only will net you 8x ~2-4k (for local leve, and free mat to boot) + 8x (5-15k) for reginal leve (lvl 20 one pay handsomely, easy 10-15k for combat ones, can be soloed lvl 16 with bad gear, I know I'm doing it ^^)
Thats a lot of money every 36h (4/weeks roughly), between 60 and 100k easy, and guaranteed.
with the price of gear going done (for nq), I see little point in crafting, except that I like it.
during the last 4 days, I made maybe 30k crafting (my stuff just dont sell) and 250k with leve, to me thats broken.
I'm not touching the fact that leve (except the mining ones I kinda like) are boring after a fashion. Indeed, if you are not doing leve, money is quite hard to get by imo, but everybody, even without any preparation can make an easy 50k almost everyday. I expect a LOT of inflation because of that, unless SE finds way to sock money out of the system after a while (repair is a good one, but the fact npc repair don't go to 100% makes ppl do it themselve, which doesnt sock money out).
At this stage of the economy, to have more money in the system is not an issue as the quantity of (useful) goods is increasing in parallele.
Just my 2 cents, do lvl 20 leve and your gonna have no issue buying you basic gear (im not talking about the best gear or HQ)